ATTENTION: Natural Resources Canada has established a deadline of December 31, 2025, at 11:59 p.m. (ET) for participants to request a grant. Requests for grant payments made after the deadline will not be processed. Homeowners who are already participating are encouraged to proceed in a timely manner with their retrofits.

Canada Greener Homes Initiative

The Canada Greener Homes Loan offers interest-free financing to help Canadians make their homes more energy efficient and comfortable.

Family inspecting solar panels

As part of Natural Resources Canada's Greener Homes initiative, you have access to interest-free loans of up to $40,000 with a repayment term of 10 years to help you undertake major home retrofits.

The loan can help you finance eligible retrofits that are recommended by a certified Sun Ridge energy advisor and that have not yet been started.

Remember: you should not start any retrofit work before your loan application has been submitted. Any retrofits started before submitting your loan application are ineligible.

Eligible Retrofits


  • Home insulation
  • Air-sealing
  • Windows and doors
  • Thermostats
  • Heat pumps
  • Renewable energy
  • Resiliency measures

Ineligible Retrofits


  • Leased or rented equipment
  • Furnaces
  • Air conditioners
  • Boilers
  • Roofs
  • Skylights
  • Tankless or gas storage water heaters